Call reports 2020
FIRST NATIONAL BANK AND TRUST COMPANY — 2020
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 183,847,000 | 194,429,000 | 204,335,000 | 203,332,000 |
| Total loans | 22,363,000 | 30,875,000 | 30,025,000 | 31,911,000 |
| Allowance for loan losses | 64,000 | 162,000 | 99,000 | 118,000 |
| Securities available for sale | 143,696,000 | 132,135,000 | 141,543,000 | 141,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,241,000 | 163,730,000 | 172,159,000 | 170,068,000 |
| Interest-bearing deposits | 142,240,000 | 143,042,000 | 151,841,000 | 147,350,000 |
| Noninterest-bearing deposits | 20,001,000 | 20,688,000 | 20,318,000 | 22,718,000 |
| Equity capital | 14,663,000 | 16,947,000 | 18,391,000 | 19,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 3,031,000 | 4,539,000 | 5,954,000 |
| Interest expense | 422,000 | 736,000 | 992,000 | 1,214,000 |
| Net interest income | 995,000 | 2,295,000 | 3,547,000 | 4,740,000 |
| Noninterest income | 55,000 | 112,000 | 171,000 | 238,000 |
| Noninterest expense | 1,316,000 | 2,321,000 | 3,318,000 | 4,643,000 |
| Provision for loan losses | 8,000 | 114,000 | 55,000 | 76,000 |
| Pretax income | 327,000 | 1,274,000 | 2,909,000 | 2,921,000 |
| Income tax | 68,000 | 266,000 | 624,000 | 614,000 |
| Net income | 259,000 | 1,008,000 | 2,285,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,170,000 | 17,954,000 | 19,264,000 | 19,309,000 |
| Total capital | 17,234,000 | 18,116,000 | 19,363,000 | 19,427,000 |
| Risk-weighted assets | 95,339,000 | 91,368,000 | 98,802,000 | 98,162,000 |