Call reports 2019
FIRST NATIONAL BANK AND TRUST COMPANY — 2019
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 186,775,000 | 181,329,000 | 192,948,000 | 174,459,000 |
| Total loans | 22,222,000 | 22,386,000 | 22,780,000 | 24,512,000 |
| Allowance for loan losses | 36,000 | 46,000 | 46,000 | 58,000 |
| Securities available for sale | 147,952,000 | 148,077,000 | 159,753,000 | 138,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,275,000 | 160,661,000 | 163,582,000 | 152,831,000 |
| Interest-bearing deposits | 151,478,000 | 144,142,000 | 146,299,000 | 134,065,000 |
| Noninterest-bearing deposits | 16,797,000 | 16,519,000 | 17,283,000 | 18,766,000 |
| Equity capital | 16,944,000 | 18,734,000 | 18,252,000 | 15,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,465,000 | 5,161,000 | 6,732,000 |
| Interest expense | 470,000 | 970,000 | 1,440,000 | 1,902,000 |
| Net interest income | 1,297,000 | 2,495,000 | 3,721,000 | 4,830,000 |
| Noninterest income | 56,000 | 118,000 | 142,000 | 145,000 |
| Noninterest expense | 1,124,000 | 1,987,000 | 3,798,000 | 4,585,000 |
| Provision for loan losses | 5,000 | 16,000 | 21,000 | 32,000 |
| Pretax income | 214,000 | 2,530,000 | 3,144,000 | 4,606,000 |
| Income tax | -123,000 | 315,000 | 390,000 | 867,000 |
| Net income | 337,000 | 2,215,000 | 2,754,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,554,000 | 16,464,000 | 15,538,000 | 16,877,000 |
| Total capital | 14,590,000 | 16,510,000 | 15,584,000 | 16,935,000 |
| Risk-weighted assets | 92,357,000 | 86,655,000 | 92,525,000 | 89,658,000 |