Call reports 2018
FIRST NATIONAL BANK AND TRUST COMPANY — 2018
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,622,000 | 166,394,000 | 179,737,000 | 171,778,000 |
| Total loans | 21,360,000 | 21,417,000 | 20,560,000 | 21,541,000 |
| Allowance for loan losses | 11,000 | 17,000 | 41,000 | 31,000 |
| Securities available for sale | 134,130,000 | 133,609,000 | 136,664,000 | 138,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,504,000 | 147,360,000 | 166,614,000 | 153,184,000 |
| Interest-bearing deposits | 126,792,000 | 132,576,000 | 152,618,000 | 136,032,000 |
| Noninterest-bearing deposits | 16,712,000 | 14,784,000 | 13,996,000 | 17,152,000 |
| Equity capital | 12,838,000 | 13,200,000 | 11,657,000 | 12,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,235,000 | 4,962,000 | 6,708,000 |
| Interest expense | 215,000 | 523,000 | 897,000 | 1,293,000 |
| Net interest income | 1,332,000 | 2,712,000 | 4,065,000 | 5,415,000 |
| Noninterest income | 40,000 | 120,000 | 221,000 | 267,000 |
| Noninterest expense | 750,000 | 1,798,000 | 2,803,000 | 4,181,000 |
| Provision for loan losses | -6,000 | 1,000 | 25,000 | 17,000 |
| Pretax income | 634,000 | 958,000 | 1,331,000 | 1,357,000 |
| Income tax | -9,000 | -154,000 | -221,000 | -8,000 |
| Net income | 643,000 | 1,112,000 | 1,552,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,328,000 | 14,822,000 | 15,287,000 | 14,682,000 |
| Total capital | 14,339,000 | 14,839,000 | 15,328,000 | 14,713,000 |
| Risk-weighted assets | 90,967,000 | 90,045,000 | 93,565,000 | 91,253,000 |