Call reports 2017
FIRST NATIONAL BANK AND TRUST COMPANY — 2017
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,704,000 | 139,893,000 | 144,015,000 | 146,516,000 |
| Total loans | 28,324,000 | 27,096,000 | 26,238,000 | 24,624,000 |
| Allowance for loan losses | 0 | 17,000 | 17,000 | 21,000 |
| Securities available for sale | 75,073,000 | 96,409,000 | 98,354,000 | 111,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,862,000 | 121,714,000 | 125,424,000 | 129,376,000 |
| Interest-bearing deposits | 79,686,000 | 103,844,000 | 110,737,000 | 110,829,000 |
| Noninterest-bearing deposits | 20,176,000 | 17,870,000 | 14,687,000 | 18,547,000 |
| Equity capital | 12,643,000 | 13,912,000 | 14,997,000 | 15,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 2,058,000 | 3,395,000 | 5,007,000 |
| Interest expense | 38,000 | 136,000 | 254,000 | 383,000 |
| Net interest income | 878,000 | 1,922,000 | 3,141,000 | 4,624,000 |
| Noninterest income | 112,000 | 290,000 | 331,000 | 432,000 |
| Noninterest expense | 990,000 | 2,075,000 | 3,309,000 | 4,365,000 |
| Provision for loan losses | 0 | 43,000 | 38,000 | 29,000 |
| Pretax income | -13,000 | 215,000 | 321,000 | 2,073,000 |
| Income tax | -152,000 | -262,000 | -434,000 | -335,000 |
| Net income | 139,000 | 477,000 | 755,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,919,000 | 12,286,000 | 13,174,000 | 13,839,000 |
| Total capital | 11,919,000 | 12,303,000 | 13,191,000 | 13,860,000 |
| Risk-weighted assets | 80,259,000 | 75,403,000 | 75,114,000 | 89,060,000 |