Call reports 2016
FIRST NATIONAL BANK AND TRUST COMPANY — 2016
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 114,980,000 | 108,988,000 | 124,146,000 | 114,682,000 |
| Total loans | 33,237,000 | 32,594,000 | 32,372,000 | 34,683,000 |
| Allowance for loan losses | 279,000 | 279,000 | 279,000 | 279,000 |
| Securities available for sale | 38,161,000 | 32,988,000 | 30,642,000 | 29,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,463,000 | 79,321,000 | 94,987,000 | 86,965,000 |
| Interest-bearing deposits | 67,977,000 | 61,593,000 | 74,618,000 | 64,687,000 |
| Noninterest-bearing deposits | 17,486,000 | 17,728,000 | 20,369,000 | 22,278,000 |
| Equity capital | 12,951,000 | 13,168,000 | 13,122,000 | 7,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,113,000 | 1,663,000 | 2,185,000 |
| Interest expense | 32,000 | 66,000 | 101,000 | 135,000 |
| Net interest income | 540,000 | 1,047,000 | 1,562,000 | 2,050,000 |
| Noninterest income | 102,000 | 242,000 | 314,000 | 427,000 |
| Noninterest expense | 545,000 | 1,058,000 | 1,593,000 | 2,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 231,000 | 282,000 | 261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 231,000 | 282,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,705,000 | 12,839,000 | 12,891,000 | 7,522,000 |
| Total capital | 12,999,000 | 13,128,000 | 13,180,000 | 7,807,000 |
| Risk-weighted assets | 66,210,000 | 63,314,000 | 63,361,000 | 57,834,000 |