Call reports 2015
FIRST NATIONAL BANK AND TRUST COMPANY — 2015
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,119,000 | 110,703,000 | 120,690,000 | 113,743,000 |
| Total loans | 35,663,000 | 35,756,000 | 34,773,000 | 37,880,000 |
| Allowance for loan losses | 273,000 | 273,000 | 273,000 | 279,000 |
| Securities available for sale | 40,336,000 | 39,484,000 | 39,551,000 | 39,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,962,000 | 80,171,000 | 91,298,000 | 83,823,000 |
| Interest-bearing deposits | 62,419,000 | 61,212,000 | 67,122,000 | 62,533,000 |
| Noninterest-bearing deposits | 17,543,000 | 18,959,000 | 24,176,000 | 21,290,000 |
| Equity capital | 12,733,000 | 12,735,000 | 12,897,000 | 12,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,190,000 | 1,789,000 | 2,399,000 |
| Interest expense | 31,000 | 63,000 | 94,000 | 126,000 |
| Net interest income | 558,000 | 1,127,000 | 1,695,000 | 2,273,000 |
| Noninterest income | 122,000 | 189,000 | 252,000 | 364,000 |
| Noninterest expense | 560,000 | 1,093,000 | 1,620,000 | 2,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 120,000 | 223,000 | 327,000 | 445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 223,000 | 327,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,698,000 | 12,801,000 | 12,905,000 | 12,608,000 |
| Total capital | 12,971,000 | 13,074,000 | 13,178,000 | 12,899,000 |
| Risk-weighted assets | 66,420,000 | 64,674,000 | 62,393,000 | 69,450,000 |