Call reports 2013
FIRST NATIONAL BANK AND TRUST COMPANY — 2013
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,514,000 | 108,416,000 | 120,671,000 | 115,948,000 |
| Total loans | 35,693,000 | 37,286,000 | 37,266,000 | 41,025,000 |
| Allowance for loan losses | 247,000 | 254,000 | 254,000 | 267,000 |
| Securities available for sale | 38,893,000 | 42,163,000 | 39,956,000 | 40,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,902,000 | 73,582,000 | 87,908,000 | 84,183,000 |
| Interest-bearing deposits | 71,959,000 | 57,842,000 | 69,661,000 | 62,311,000 |
| Noninterest-bearing deposits | 15,943,000 | 15,740,000 | 18,247,000 | 21,872,000 |
| Equity capital | 13,041,000 | 12,651,000 | 11,590,000 | 11,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,313,000 | 1,994,000 | 2,688,000 |
| Interest expense | 61,000 | 114,000 | 163,000 | 210,000 |
| Net interest income | 590,000 | 1,199,000 | 1,831,000 | 2,478,000 |
| Noninterest income | 96,000 | 257,000 | 354,000 | 493,000 |
| Noninterest expense | 547,000 | 1,113,000 | 1,704,000 | 2,285,000 |
| Provision for loan losses | -47,000 | -40,000 | -39,000 | -27,000 |
| Pretax income | 186,000 | 383,000 | 520,000 | 713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 383,000 | 520,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,379,000 | 12,576,000 | 12,713,000 | 12,408,000 |
| Total capital | 12,626,000 | 12,830,000 | 12,967,000 | 12,675,000 |
| Risk-weighted assets | 53,498,000 | 51,820,000 | 55,245,000 | 55,401,000 |