Call reports 2011
FIRST NATIONAL BANK AND TRUST COMPANY — 2011
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,471,000 | 93,638,000 | 106,023,000 | 98,643,000 |
| Total loans | 39,423,000 | 39,086,000 | 47,054,000 | 44,848,000 |
| Allowance for loan losses | 365,000 | 365,000 | 384,000 | 384,000 |
| Securities available for sale | 41,233,000 | 35,118,000 | 32,800,000 | 31,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,961,000 | 64,700,000 | 78,323,000 | 71,305,000 |
| Interest-bearing deposits | 58,247,000 | 52,193,000 | 62,686,000 | 57,573,000 |
| Noninterest-bearing deposits | 13,714,000 | 12,506,000 | 15,637,000 | 13,732,000 |
| Equity capital | 11,869,000 | 12,138,000 | 12,740,000 | 12,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,440,000 | 2,194,000 | 2,963,000 |
| Interest expense | 116,000 | 218,000 | 308,000 | 391,000 |
| Net interest income | 609,000 | 1,222,000 | 1,886,000 | 2,572,000 |
| Noninterest income | 106,000 | 282,000 | 399,000 | 579,000 |
| Noninterest expense | 620,000 | 1,215,000 | 1,794,000 | 2,414,000 |
| Provision for loan losses | 0 | 0 | 19,000 | 19,000 |
| Pretax income | 95,000 | 289,000 | 476,000 | 722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 289,000 | 476,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,457,000 | 11,652,000 | 11,839,000 | 11,835,000 |
| Total capital | 11,822,000 | 12,017,000 | 12,223,000 | 12,219,000 |
| Risk-weighted assets | 48,957,000 | 47,283,000 | 53,470,000 | 52,416,000 |