Call reports 2005
FIRST NATIONAL BANK AND TRUST COMPANY — 2005
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,889,000 | 68,227,000 | 70,182,000 | 68,038,000 |
| Total loans | 28,463,000 | 31,432,000 | 35,630,000 | 34,171,000 |
| Allowance for loan losses | 264,000 | 266,000 | 264,000 | 263,000 |
| Securities available for sale | 30,057,000 | 31,108,000 | 30,758,000 | 29,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,541,000 | 47,216,000 | 46,168,000 | 45,180,000 |
| Interest-bearing deposits | 36,765,000 | 39,602,000 | 37,376,000 | 35,758,000 |
| Noninterest-bearing deposits | 7,776,000 | 7,614,000 | 8,792,000 | 9,422,000 |
| Equity capital | 9,065,000 | 8,943,000 | 9,080,000 | 8,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,594,000 | 2,476,000 | 3,371,000 |
| Interest expense | 174,000 | 366,000 | 581,000 | 835,000 |
| Net interest income | 602,000 | 1,228,000 | 1,895,000 | 2,536,000 |
| Noninterest income | 86,000 | 159,000 | 250,000 | 341,000 |
| Noninterest expense | 431,000 | 861,000 | 1,297,000 | 1,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 526,000 | 848,000 | 1,002,000 |
| Income tax | -5,000 | -5,000 | -5,000 | -5,000 |
| Net income | 262,000 | 531,000 | 853,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 8,867,000 | 9,190,000 | 9,033,000 |
| Total capital | 9,443,000 | 9,133,000 | 9,454,000 | 9,296,000 |
| Risk-weighted assets | 30,172,000 | 33,265,000 | 36,596,000 | 35,699,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK AND TRUST COMPANY — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.