Call report 2013Q4
EMERALD BANK — 2013Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,513,000 | USD | evidence → |
| Total loans | 65,160,000 | USD | evidence → |
| Allowance for loan losses | 2,153,000 | USD | evidence → |
| Securities available for sale | 7,846,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,033,000 | USD | evidence → |
| Interest-bearing deposits | 62,171,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,862,000 | USD | evidence → |
| Equity capital | 11,271,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,719,000 | USD | evidence → |
| Interest expense | 491,000 | USD | evidence → |
| Net interest income | 3,228,000 | USD | evidence → |
| Noninterest income | 62,000 | USD | evidence → |
| Noninterest expense | 2,268,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 873,000 | USD | evidence → |
| Income tax | 275,000 | USD | evidence → |
| Net income | 598,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,605,000 | USD | evidence → |
| Total capital | 9,482,000 | USD | evidence → |
| Risk-weighted assets | 68,925,000 | USD | evidence → |