Call reports 2006
EMERALD BANK — 2006
What EMERALD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,146,000 | 27,472,000 | 37,935,000 | 41,715,000 |
| Total loans | 20,828,000 | 23,098,000 | 27,642,000 | 34,074,000 |
| Allowance for loan losses | 200,000 | 218,000 | 242,000 | 341,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,974,000 | 18,268,000 | 28,752,000 | 32,773,000 |
| Interest-bearing deposits | 14,764,000 | 18,047,000 | 28,423,000 | 32,353,000 |
| Noninterest-bearing deposits | 210,000 | 221,000 | 329,000 | 420,000 |
| Equity capital | 5,721,000 | 5,583,000 | 5,452,000 | 5,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 700,000 | 1,222,000 | 1,858,000 |
| Interest expense | 169,000 | 376,000 | 708,000 | 1,118,000 |
| Net interest income | 159,000 | 324,000 | 514,000 | 740,000 |
| Noninterest income | 14,000 | 19,000 | 25,000 | 39,000 |
| Noninterest expense | 303,000 | 600,000 | 895,000 | 1,281,000 |
| Provision for loan losses | 17,000 | 35,000 | 74,000 | 173,000 |
| Pretax income | -147,000 | -292,000 | -430,000 | -675,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -147,000 | -292,000 | -430,000 | -675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,721,000 | 5,583,000 | 5,452,000 | 5,214,000 |
| Total capital | 5,921,000 | 5,801,000 | 5,694,000 | 5,555,000 |
| Risk-weighted assets | 16,388,000 | 18,391,000 | 23,648,000 | 28,680,000 |
Machine access — free, no API key
Every figure shown here about EMERALD BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.