Call reports 2025
FIRST STATE BANK AND TRUST — 2025
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 410,937,000 | 416,611,000 | 425,902,000 | 473,210,000 |
| Total loans | 301,844,000 | 314,623,000 | 306,404,000 | 302,358,000 |
| Allowance for loan losses | 3,604,000 | 3,749,000 | 3,811,000 | 3,811,000 |
| Securities available for sale | 73,563,000 | 71,444,000 | 73,558,000 | 85,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,698,000 | 363,189,000 | 384,580,000 | 430,370,000 |
| Interest-bearing deposits | 298,739,000 | 286,503,000 | 304,430,000 | 318,758,000 |
| Noninterest-bearing deposits | 73,959,000 | 76,686,000 | 80,150,000 | 111,612,000 |
| Equity capital | 34,826,000 | 35,548,000 | 38,062,000 | 38,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,072,000 | 10,458,000 | 16,001,000 | 21,806,000 |
| Interest expense | 1,629,000 | 3,293,000 | 4,961,000 | 6,718,000 |
| Net interest income | 3,443,000 | 7,165,000 | 11,040,000 | 15,088,000 |
| Noninterest income | 2,262,000 | 4,474,000 | 6,699,000 | 9,062,000 |
| Noninterest expense | 3,762,000 | 7,795,000 | 11,856,000 | 16,244,000 |
| Provision for loan losses | 94,000 | 241,000 | 304,000 | 304,000 |
| Pretax income | 1,620,000 | 3,374,000 | 5,350,000 | 7,373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,620,000 | 3,374,000 | 5,350,000 | 7,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,594,000 | 38,306,000 | 39,618,000 | 40,390,000 |
| Total capital | 41,065,000 | 41,880,000 | 43,117,000 | 43,878,000 |
| Risk-weighted assets | 277,539,000 | 285,795,000 | 279,610,000 | 278,715,000 |