Call reports 2022
FIRST STATE BANK AND TRUST — 2022
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 379,780,000 | 348,207,000 | 346,092,000 | 366,425,000 |
| Total loans | 216,381,000 | 220,293,000 | 225,547,000 | 234,732,000 |
| Allowance for loan losses | 2,452,000 | 2,512,000 | 2,521,000 | 2,620,000 |
| Securities available for sale | 96,574,000 | 91,086,000 | 89,561,000 | 89,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,064,000 | 319,583,000 | 318,784,000 | 337,713,000 |
| Interest-bearing deposits | 250,748,000 | 237,537,000 | 232,970,000 | 254,689,000 |
| Noninterest-bearing deposits | 98,316,000 | 82,046,000 | 85,814,000 | 83,024,000 |
| Equity capital | 27,757,000 | 25,459,000 | 23,757,000 | 25,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 5,383,000 | 8,408,000 | 11,776,000 |
| Interest expense | 139,000 | 272,000 | 448,000 | 759,000 |
| Net interest income | 2,495,000 | 5,111,000 | 7,960,000 | 11,017,000 |
| Noninterest income | 1,436,000 | 2,795,000 | 4,100,000 | 5,415,000 |
| Noninterest expense | 3,241,000 | 6,544,000 | 9,817,000 | 12,647,000 |
| Provision for loan losses | 60,000 | 120,000 | 140,000 | 240,000 |
| Pretax income | 630,000 | 1,242,000 | 2,098,000 | 3,540,000 |
| Income tax | 105,000 | 180,000 | 255,000 | 370,000 |
| Net income | 525,000 | 1,062,000 | 1,843,000 | 3,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,823,000 | 31,143,000 | 31,707,000 | 32,733,000 |
| Total capital | 33,275,000 | 33,655,000 | 34,228,000 | 35,347,000 |
| Risk-weighted assets | 199,658,000 | 205,696,000 | 206,415,000 | 209,133,000 |