Call reports 2020
FIRST STATE BANK AND TRUST — 2020
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 276,559,000 | 284,068,000 | 310,904,000 | 321,673,000 |
| Total loans | 191,986,000 | 206,223,000 | 208,834,000 | 203,552,000 |
| Allowance for loan losses | 1,998,000 | 2,065,000 | 2,160,000 | 2,278,000 |
| Securities available for sale | 53,137,000 | 54,505,000 | 57,324,000 | 61,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,495,000 | 251,502,000 | 276,969,000 | 284,494,000 |
| Interest-bearing deposits | 193,963,000 | 185,629,000 | 190,589,000 | 205,783,000 |
| Noninterest-bearing deposits | 53,532,000 | 65,873,000 | 86,380,000 | 78,711,000 |
| Equity capital | 23,605,000 | 26,058,000 | 27,142,000 | 30,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,498,000 | 8,220,000 | 10,994,000 |
| Interest expense | 309,000 | 551,000 | 761,000 | 957,000 |
| Net interest income | 2,473,000 | 4,947,000 | 7,459,000 | 10,037,000 |
| Noninterest income | 1,139,000 | 2,209,000 | 3,434,000 | 5,148,000 |
| Noninterest expense | 2,741,000 | 5,519,000 | 8,375,000 | 11,018,000 |
| Provision for loan losses | 95,000 | 160,000 | 265,000 | 400,000 |
| Pretax income | 776,000 | 1,477,000 | 2,253,000 | 3,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 776,000 | 1,477,000 | 2,253,000 | 3,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,821,000 | 24,115,000 | 24,930,000 | 28,229,000 |
| Total capital | 25,819,000 | 26,180,000 | 27,080,000 | 30,507,000 |
| Risk-weighted assets | 174,869,000 | 169,651,000 | 172,022,000 | 185,819,000 |