Call reports 2016
FIRST STATE BANK AND TRUST — 2016
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 218,351,000 | 220,619,000 | 226,101,000 | 233,328,000 |
| Total loans | 153,200,000 | 152,329,000 | 154,389,000 | 157,816,000 |
| Allowance for loan losses | 1,695,000 | 1,489,000 | 1,489,000 | 1,514,000 |
| Securities available for sale | 46,926,000 | 48,653,000 | 51,039,000 | 49,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,268,000 | 195,682,000 | 201,746,000 | 210,224,000 |
| Interest-bearing deposits | 154,155,000 | 160,288,000 | 161,712,000 | 162,135,000 |
| Noninterest-bearing deposits | 40,113,000 | 35,394,000 | 40,034,000 | 48,089,000 |
| Equity capital | 19,692,000 | 20,277,000 | 19,772,000 | 19,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,155,000 | 6,277,000 | 8,438,000 |
| Interest expense | 123,000 | 248,000 | 377,000 | 502,000 |
| Net interest income | 1,958,000 | 3,907,000 | 5,900,000 | 7,936,000 |
| Noninterest income | 991,000 | 2,083,000 | 3,106,000 | 4,215,000 |
| Noninterest expense | 2,453,000 | 4,829,000 | 7,268,000 | 9,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 496,000 | 1,199,000 | 1,776,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 496,000 | 1,199,000 | 1,776,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,713,000 | 19,036,000 | 18,798,000 | 19,395,000 |
| Total capital | 20,408,000 | 20,525,000 | 20,287,000 | 20,909,000 |
| Risk-weighted assets | 136,485,000 | 136,077,000 | 133,458,000 | 136,740,000 |