Call reports 2015
FIRST STATE BANK AND TRUST — 2015
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 220,565,000 | 210,676,000 | 211,615,000 | 226,901,000 |
| Total loans | 145,037,000 | 147,082,000 | 148,669,000 | 152,627,000 |
| Allowance for loan losses | 1,752,000 | 1,645,000 | 1,677,000 | 1,704,000 |
| Securities available for sale | 41,765,000 | 44,905,000 | 46,853,000 | 47,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,087,000 | 185,139,000 | 187,197,000 | 201,824,000 |
| Interest-bearing deposits | 145,067,000 | 148,750,000 | 149,910,000 | 153,531,000 |
| Noninterest-bearing deposits | 50,020,000 | 36,389,000 | 37,287,000 | 48,293,000 |
| Equity capital | 18,655,000 | 18,462,000 | 18,977,000 | 19,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,020,000 | 6,098,000 | 8,191,000 |
| Interest expense | 126,000 | 252,000 | 385,000 | 511,000 |
| Net interest income | 1,874,000 | 3,768,000 | 5,713,000 | 7,680,000 |
| Noninterest income | 911,000 | 1,920,000 | 2,830,000 | 3,882,000 |
| Noninterest expense | 2,301,000 | 4,639,000 | 6,984,000 | 9,364,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 30,000 |
| Pretax income | 479,000 | 1,044,000 | 1,561,000 | 2,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 1,044,000 | 1,561,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,238,000 | 18,510,000 | 18,842,000 | 18,928,000 |
| Total capital | 19,862,000 | 20,151,000 | 20,501,000 | 20,632,000 |
| Risk-weighted assets | 129,829,000 | 131,263,000 | 132,705,000 | 137,892,000 |