Call reports 2012
FIRST STATE BANK AND TRUST — 2012
What FIRST STATE BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 206,511,000 | 199,629,000 | 205,476,000 | 212,030,000 |
| Total loans | 122,881,000 | 124,915,000 | 126,051,000 | 132,838,000 |
| Allowance for loan losses | 2,294,000 | 1,955,000 | 1,943,000 | 1,898,000 |
| Securities available for sale | 67,233,000 | 64,476,000 | 58,157,000 | 53,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,205,000 | 180,180,000 | 185,121,000 | 191,815,000 |
| Interest-bearing deposits | 156,384,000 | 154,158,000 | 151,689,000 | 154,007,000 |
| Noninterest-bearing deposits | 30,821,000 | 26,022,000 | 33,432,000 | 37,808,000 |
| Equity capital | 16,860,000 | 17,010,000 | 17,310,000 | 17,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,269,000 | 6,383,000 | 8,505,000 |
| Interest expense | 322,000 | 608,000 | 868,000 | 1,100,000 |
| Net interest income | 1,830,000 | 3,661,000 | 5,515,000 | 7,405,000 |
| Noninterest income | 712,000 | 1,469,000 | 2,104,000 | 2,915,000 |
| Noninterest expense | 2,075,000 | 4,227,000 | 6,322,000 | 8,439,000 |
| Provision for loan losses | 150,000 | 235,000 | 260,000 | 300,000 |
| Pretax income | 308,000 | 686,000 | 1,055,000 | 1,611,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 0 |
| Net income | 307,000 | 683,000 | 1,051,000 | 1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,864,000 | 16,022,000 | 16,232,000 | 16,232,000 |
| Total capital | 17,363,000 | 17,567,000 | 17,762,000 | 17,848,000 |
| Risk-weighted assets | 119,142,000 | 123,168,000 | 121,221,000 | 129,004,000 |