Call reports 2026
F & C BANK — 2026
What F & C BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 473,001,000 | 481,005,000 |
| Total loans | 414,068,000 | 433,167,000 |
| Allowance for loan losses | 5,058,000 | 5,153,000 |
| Securities available for sale | 20,816,000 | 22,222,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 416,642,000 | 420,698,000 |
| Interest-bearing deposits | 349,032,000 | 347,329,000 |
| Noninterest-bearing deposits | 67,610,000 | 73,369,000 |
| Equity capital | 50,343,000 | 52,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,075,000 | 16,316,000 |
| Interest expense | 2,073,000 | 4,088,000 |
| Net interest income | 6,002,000 | 12,228,000 |
| Noninterest income | 591,000 | 1,230,000 |
| Noninterest expense | 2,919,000 | 5,997,000 |
| Provision for loan losses | 90,000 | 180,000 |
| Pretax income | 3,582,000 | 7,278,000 |
| Income tax | 841,000 | 1,732,000 |
| Net income | 2,741,000 | 5,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,360,000 | 52,416,000 |