Call reports 2022
F & C BANK — 2022
What F & C BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 308,293,000 | 319,620,000 | 311,606,000 | 332,117,000 |
| Total loans | 241,848,000 | 246,848,000 | 258,901,000 | 271,284,000 |
| Allowance for loan losses | 3,838,000 | 3,836,000 | 3,830,000 | 3,836,000 |
| Securities available for sale | 23,832,000 | 33,867,000 | 33,071,000 | 33,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,375,000 | 287,471,000 | 278,260,000 | 291,802,000 |
| Interest-bearing deposits | 126,932,000 | 126,301,000 | 225,997,000 | 226,543,000 |
| Noninterest-bearing deposits | 148,444,000 | 161,170,000 | 52,263,000 | 65,259,000 |
| Equity capital | 31,336,000 | 30,943,000 | 30,950,000 | 32,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,655,000 | 10,467,000 | 14,448,000 |
| Interest expense | 91,000 | 178,000 | 262,000 | 426,000 |
| Net interest income | 3,219,000 | 6,477,000 | 10,205,000 | 14,022,000 |
| Noninterest income | 470,000 | 998,000 | 1,529,000 | 2,019,000 |
| Noninterest expense | 2,147,000 | 4,324,000 | 6,533,000 | 8,782,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,497,000 | 3,106,000 | 4,827,000 | 6,717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,497,000 | 3,106,000 | 4,827,000 | 6,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,120,000 | 32,048,000 | 32,929,000 | 33,980,000 |