Call reports 2021
F & C BANK — 2021
What F & C BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 283,600,000 | 283,274,000 | 280,874,000 | 292,718,000 |
| Total loans | 222,056,000 | 229,264,000 | 231,769,000 | 240,950,000 |
| Allowance for loan losses | 3,613,000 | 3,686,000 | 3,761,000 | 3,809,000 |
| Securities available for sale | 19,553,000 | 26,018,000 | 26,427,000 | 26,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,069,000 | 249,417,000 | 247,698,000 | 259,478,000 |
| Interest-bearing deposits | 208,942,000 | 206,808,000 | 204,587,000 | 211,690,000 |
| Noninterest-bearing deposits | 41,127,000 | 42,609,000 | 43,111,000 | 47,788,000 |
| Equity capital | 28,952,000 | 29,699,000 | 30,310,000 | 30,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,057,000 | 7,153,000 | 10,298,000 | 13,463,000 |
| Interest expense | 140,000 | 261,000 | 367,000 | 461,000 |
| Net interest income | 2,917,000 | 6,892,000 | 9,931,000 | 13,002,000 |
| Noninterest income | 418,000 | 891,000 | 1,378,000 | 1,879,000 |
| Noninterest expense | 1,895,000 | 4,000,000 | 5,969,000 | 8,043,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 270,000 |
| Pretax income | 1,365,000 | 3,633,000 | 5,119,000 | 6,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,365,000 | 3,633,000 | 5,119,000 | 6,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,610,000 | 29,363,000 | 30,009,000 | 30,622,000 |