Call reports 2017
F & C BANK — 2017
What F & C BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 191,672,000 | 200,868,000 | 203,910,000 | 210,383,000 |
| Total loans | 158,830,000 | 167,973,000 | 171,611,000 | 179,146,000 |
| Allowance for loan losses | 2,280,000 | 2,323,000 | 2,396,000 | 2,472,000 |
| Securities available for sale | 11,859,000 | 12,843,000 | 13,368,000 | 13,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,503,000 | 170,144,000 | 174,900,000 | 179,237,000 |
| Interest-bearing deposits | 147,560,000 | 149,725,000 | 153,108,000 | 154,486,000 |
| Noninterest-bearing deposits | 20,943,000 | 20,419,000 | 21,792,000 | 24,751,000 |
| Equity capital | 19,357,000 | 19,395,000 | 19,882,000 | 20,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,660,000 | 7,154,000 | 9,750,000 |
| Interest expense | 155,000 | 317,000 | 493,000 | 674,000 |
| Net interest income | 2,102,000 | 4,343,000 | 6,661,000 | 9,076,000 |
| Noninterest income | 318,000 | 629,000 | 974,000 | 1,290,000 |
| Noninterest expense | 1,546,000 | 3,121,000 | 4,766,000 | 6,476,000 |
| Provision for loan losses | 75,000 | 200,000 | 275,000 | 350,000 |
| Pretax income | 808,000 | 1,660,000 | 2,603,000 | 3,549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 808,000 | 1,660,000 | 2,603,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,356,000 | 19,257,000 | 19,774,000 | 20,297,000 |
| Total capital | 21,380,000 | 21,383,000 | 21,947,000 | 22,548,000 |
| Risk-weighted assets | 161,638,000 | 169,898,000 | 173,639,000 | 179,875,000 |