Call reports 2013
F & C BANK — 2013
What F & C BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,673,000 | 126,954,000 | 132,016,000 | 133,338,000 |
| Total loans | 107,249,000 | 109,319,000 | 111,296,000 | 113,954,000 |
| Allowance for loan losses | 1,749,000 | 1,788,000 | 1,758,000 | 1,743,000 |
| Securities available for sale | 5,132,000 | 5,767,000 | 6,224,000 | 5,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,956,000 | 106,764,000 | 109,747,000 | 109,657,000 |
| Interest-bearing deposits | 94,857,000 | 94,629,000 | 97,730,000 | 93,496,000 |
| Noninterest-bearing deposits | 12,099,000 | 12,135,000 | 12,017,000 | 16,161,000 |
| Equity capital | 15,467,000 | 15,193,000 | 15,441,000 | 15,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,481,000 | 5,148,000 | 6,872,000 |
| Interest expense | 153,000 | 302,000 | 451,000 | 592,000 |
| Net interest income | 1,604,000 | 3,179,000 | 4,697,000 | 6,280,000 |
| Noninterest income | 471,000 | 832,000 | 1,257,000 | 1,409,000 |
| Noninterest expense | 1,218,000 | 2,480,000 | 3,842,000 | 5,231,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 782,000 | 1,381,000 | 1,887,000 | 2,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 782,000 | 1,381,000 | 1,887,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,335,000 | 15,199,000 | 15,420,000 | 15,457,000 |
| Total capital | 16,707,000 | 16,547,000 | 16,806,000 | 16,882,000 |
| Risk-weighted assets | 109,421,000 | 107,389,000 | 110,520,000 | 113,661,000 |
Machine access — free, no API key
Every figure shown here about F & C BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.