Call reports 2005
F & C BANK — 2005
What F & C BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 91,812,000 | 92,240,000 | 94,167,000 | 94,614,000 |
| Total loans | 74,711,000 | 76,591,000 | 78,132,000 | 79,572,000 |
| Allowance for loan losses | 897,000 | 919,000 | 937,000 | 954,000 |
| Securities available for sale | 9,530,000 | 9,098,000 | 8,525,000 | 7,851,000 |
| Securities held to maturity | 760,000 | 760,000 | 760,000 | 760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,158,000 | 71,140,000 | 71,114,000 | 73,756,000 |
| Interest-bearing deposits | 62,275,000 | 61,404,000 | 61,099,000 | 63,353,000 |
| Noninterest-bearing deposits | 9,883,000 | 9,736,000 | 10,015,000 | 10,402,000 |
| Equity capital | 10,237,000 | 9,974,000 | 10,168,000 | 10,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,038,000 | 4,673,000 | 6,324,000 |
| Interest expense | 368,000 | 744,000 | 1,171,000 | 1,637,000 |
| Net interest income | 1,110,000 | 2,294,000 | 3,502,000 | 4,687,000 |
| Noninterest income | 246,000 | 538,000 | 840,000 | 1,177,000 |
| Noninterest expense | 862,000 | 1,792,000 | 2,740,000 | 3,703,000 |
| Provision for loan losses | 20,000 | 92,000 | 152,000 | 230,000 |
| Pretax income | 474,000 | 948,000 | 1,435,000 | 1,916,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | 474,000 | 942,000 | 1,429,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,286,000 | 9,964,000 | 10,187,000 | 10,335,000 |
| Total capital | 11,177,000 | 10,871,000 | 11,117,000 | 11,282,000 |
| Risk-weighted assets | 71,291,000 | 72,517,000 | 74,385,000 | 75,750,000 |
Machine access — free, no API key
Every figure shown here about F & C BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.