Call reports 2004
F & C BANK — 2004
What F & C BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 88,800,000 | 86,962,000 | 88,167,000 | 90,122,000 |
| Total loans | 66,874,000 | 69,741,000 | 72,821,000 | 73,239,000 |
| Allowance for loan losses | 1,012,000 | 987,000 | 945,000 | 891,000 |
| Securities available for sale | 11,395,000 | 10,743,000 | 9,677,000 | 9,077,000 |
| Securities held to maturity | 927,000 | 911,000 | 910,000 | 760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,753,000 | 69,936,000 | 68,187,000 | 70,619,000 |
| Interest-bearing deposits | 63,197,000 | 60,707,000 | 59,503,000 | 60,547,000 |
| Noninterest-bearing deposits | 9,556,000 | 9,229,000 | 8,684,000 | 10,072,000 |
| Equity capital | 9,616,000 | 9,027,000 | 9,495,000 | 10,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,767,000 | 4,247,000 | 5,789,000 |
| Interest expense | 334,000 | 660,000 | 983,000 | 1,314,000 |
| Net interest income | 1,049,000 | 2,107,000 | 3,264,000 | 4,475,000 |
| Noninterest income | 230,000 | 471,000 | 733,000 | 990,000 |
| Noninterest expense | 857,000 | 1,733,000 | 2,585,000 | 3,486,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 342,000 | 758,000 | 1,324,000 | 1,891,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 342,000 | 753,000 | 1,319,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,469,000 | 9,032,000 | 9,422,000 | 9,988,000 |
| Total capital | 10,294,000 | 9,873,000 | 10,287,000 | 10,863,000 |
| Risk-weighted assets | 65,781,000 | 67,160,000 | 69,091,000 | 69,976,000 |
Machine access — free, no API key
Every figure shown here about F & C BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.