Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 513,065,000 | 499,195,000 | 528,798,000 | 572,351,000 |
| Total loans | 387,156,000 | 388,068,000 | 392,616,000 | 386,783,000 |
| Allowance for loan losses | 4,269,000 | 4,373,000 | 4,503,000 | 4,868,000 |
| Securities available for sale | 26,228,000 | 28,628,000 | 31,590,000 | 32,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,425,000 | 452,173,000 | 479,946,000 | 522,687,000 |
| Interest-bearing deposits | 351,840,000 | 363,123,000 | 385,043,000 | 427,905,000 |
| Noninterest-bearing deposits | 92,585,000 | 89,050,000 | 94,903,000 | 94,782,000 |
| Equity capital | 44,504,000 | 45,368,000 | 46,882,000 | 48,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,079,000 | 14,264,000 | 21,445,000 | 29,204,000 |
| Interest expense | 2,700,000 | 5,342,000 | 7,854,000 | 10,669,000 |
| Net interest income | 4,379,000 | 8,922,000 | 13,591,000 | 18,535,000 |
| Noninterest income | 323,000 | 979,000 | 1,439,000 | 1,944,000 |
| Noninterest expense | 3,000,000 | 6,258,000 | 9,631,000 | 13,022,000 |
| Provision for loan losses | 45,000 | 90,000 | 221,000 | 586,000 |
| Pretax income | 1,657,000 | 3,598,000 | 5,223,000 | 6,981,000 |
| Income tax | 386,000 | 864,000 | 1,250,000 | 1,671,000 |
| Net income | 1,271,000 | 2,734,000 | 3,973,000 | 5,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,545,000 | 50,628,000 | 51,356,000 | 52,240,000 |
| Total capital | 54,048,000 | 55,190,000 | 56,048,000 | 57,088,000 |
| Risk-weighted assets | 403,048,000 | 394,383,000 | 398,654,000 | 387,699,000 |