Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 464,703,000 | 507,302,000 | 505,944,000 | 526,645,000 |
| Total loans | 369,876,000 | 373,236,000 | 372,338,000 | 387,357,000 |
| Allowance for loan losses | 4,305,000 | 4,301,000 | 4,301,000 | 4,417,000 |
| Securities available for sale | 25,080,000 | 24,956,000 | 26,047,000 | 26,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,710,000 | 442,039,000 | 438,157,000 | 459,255,000 |
| Interest-bearing deposits | 308,288,000 | 350,016,000 | 349,869,000 | 365,686,000 |
| Noninterest-bearing deposits | 94,422,000 | 92,023,000 | 88,288,000 | 93,569,000 |
| Equity capital | 37,945,000 | 41,841,000 | 44,118,000 | 43,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,565,000 | 13,585,000 | 20,581,000 | 27,806,000 |
| Interest expense | 2,465,000 | 5,255,000 | 8,071,000 | 10,957,000 |
| Net interest income | 4,100,000 | 8,330,000 | 12,510,000 | 16,849,000 |
| Noninterest income | 280,000 | 601,000 | 938,000 | 1,323,000 |
| Noninterest expense | 2,349,000 | 5,012,000 | 7,717,000 | 10,558,000 |
| Provision for loan losses | 83,000 | 68,000 | 68,000 | 184,000 |
| Pretax income | 1,883,000 | 3,736,000 | 5,548,000 | 7,265,000 |
| Income tax | 453,000 | 895,000 | 1,332,000 | 1,737,000 |
| Net income | 1,430,000 | 2,841,000 | 4,216,000 | 5,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,895,000 | 46,855,000 | 48,230,000 | 48,708,000 |
| Total capital | 47,334,000 | 51,340,000 | 52,715,000 | 53,359,000 |
| Risk-weighted assets | 376,570,000 | 382,904,000 | 382,178,000 | 401,563,000 |