Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 400,799,000 | 458,583,000 | 452,832,000 | 486,259,000 |
| Total loans | 323,964,000 | 339,963,000 | 344,600,000 | 360,115,000 |
| Allowance for loan losses | 4,075,000 | 4,127,000 | 4,059,000 | 4,179,000 |
| Securities available for sale | 36,292,000 | 32,962,000 | 25,930,000 | 26,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,527,000 | 400,346,000 | 394,570,000 | 426,233,000 |
| Interest-bearing deposits | 251,304,000 | 301,646,000 | 295,555,000 | 330,147,000 |
| Noninterest-bearing deposits | 114,223,000 | 98,700,000 | 99,015,000 | 96,086,000 |
| Equity capital | 33,999,000 | 34,997,000 | 34,454,000 | 36,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,970,000 | 10,844,000 | 16,850,000 | 23,366,000 |
| Interest expense | 1,035,000 | 2,733,000 | 4,939,000 | 7,480,000 |
| Net interest income | 3,935,000 | 8,111,000 | 11,911,000 | 15,886,000 |
| Noninterest income | 272,000 | 554,000 | 807,000 | 1,095,000 |
| Noninterest expense | 2,606,000 | 5,187,000 | 7,755,000 | 10,348,000 |
| Provision for loan losses | 25,000 | 75,000 | 5,000 | 110,000 |
| Pretax income | 1,590,000 | 3,417,000 | 4,902,000 | 6,467,000 |
| Income tax | 365,000 | 683,000 | 1,037,000 | 1,407,000 |
| Net income | 1,225,000 | 2,734,000 | 3,865,000 | 5,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,955,000 | 40,022,000 | 40,711,000 | 41,464,000 |
| Total capital | 42,999,000 | 44,125,000 | 44,840,000 | 45,713,000 |
| Risk-weighted assets | 323,546,000 | 328,283,000 | 337,754,000 | 355,416,000 |