Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 386,412,000 | 397,802,000 | 398,455,000 | 432,063,000 |
| Total loans | 267,052,000 | 294,110,000 | 310,105,000 | 330,701,000 |
| Allowance for loan losses | 3,717,000 | 3,717,000 | 3,719,000 | 4,050,000 |
| Securities available for sale | 52,545,000 | 59,831,000 | 51,777,000 | 47,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,784,000 | 365,095,000 | 365,588,000 | 398,563,000 |
| Interest-bearing deposits | 210,640,000 | 234,071,000 | 176,008,000 | 265,796,000 |
| Noninterest-bearing deposits | 136,144,000 | 131,024,000 | 189,580,000 | 132,767,000 |
| Equity capital | 34,616,000 | 31,880,000 | 32,062,000 | 32,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,207,000 | 6,877,000 | 10,969,000 | 15,841,000 |
| Interest expense | 225,000 | 465,000 | 800,000 | 1,661,000 |
| Net interest income | 2,982,000 | 6,412,000 | 10,169,000 | 14,180,000 |
| Noninterest income | 350,000 | 703,000 | 955,000 | 1,196,000 |
| Noninterest expense | 2,122,000 | 4,299,000 | 6,563,000 | 9,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 309,000 |
| Pretax income | 1,210,000 | 2,816,000 | 4,561,000 | 5,725,000 |
| Income tax | 262,000 | 583,000 | 971,000 | 1,232,000 |
| Net income | 948,000 | 2,233,000 | 3,590,000 | 4,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,820,000 | 36,723,000 | 37,694,000 | 38,172,000 |
| Total capital | 39,241,000 | 40,440,000 | 41,413,000 | 42,222,000 |
| Risk-weighted assets | 273,445,000 | 304,742,000 | 319,174,000 | 337,465,000 |