Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 347,274,000 | 364,581,000 | 368,635,000 | 381,666,000 |
| Total loans | 246,387,000 | 247,822,000 | 230,825,000 | 252,886,000 |
| Allowance for loan losses | 3,022,000 | 3,027,000 | 3,679,000 | 3,691,000 |
| Securities available for sale | 31,831,000 | 32,112,000 | 46,984,000 | 46,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,806,000 | 317,408,000 | 321,431,000 | 334,423,000 |
| Interest-bearing deposits | 170,641,000 | 194,190,000 | 195,898,000 | 200,077,000 |
| Noninterest-bearing deposits | 124,165,000 | 123,218,000 | 125,533,000 | 134,346,000 |
| Equity capital | 34,656,000 | 35,696,000 | 36,370,000 | 36,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,513,000 | 10,305,000 | 13,419,000 |
| Interest expense | 217,000 | 403,000 | 578,000 | 752,000 |
| Net interest income | 3,180,000 | 6,110,000 | 9,727,000 | 12,667,000 |
| Noninterest income | 268,000 | 564,000 | 861,000 | 1,187,000 |
| Noninterest expense | 1,745,000 | 3,587,000 | 5,473,000 | 7,592,000 |
| Provision for loan losses | 0 | 0 | 650,000 | 650,000 |
| Pretax income | 1,703,000 | 3,087,000 | 4,465,000 | 5,612,000 |
| Income tax | 415,000 | 732,000 | 1,056,000 | 1,323,000 |
| Net income | 1,288,000 | 2,355,000 | 3,409,000 | 4,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,485,000 | 34,115,000 | 34,732,000 | 35,174,000 |
| Total capital | 36,507,000 | 36,999,000 | 37,639,000 | 38,387,000 |
| Risk-weighted assets | 246,542,000 | 230,639,000 | 231,793,000 | 256,640,000 |