Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 283,728,000 | 354,601,000 | 327,835,000 | 331,662,000 |
| Total loans | 225,707,000 | 250,128,000 | 253,022,000 | 246,631,000 |
| Allowance for loan losses | 2,765,000 | 3,081,000 | 3,079,000 | 3,075,000 |
| Securities available for sale | 23,398,000 | 25,815,000 | 30,737,000 | 32,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,548,000 | 303,834,000 | 276,755,000 | 280,375,000 |
| Interest-bearing deposits | 149,448,000 | 193,259,000 | 160,753,000 | 171,291,000 |
| Noninterest-bearing deposits | 86,100,000 | 110,575,000 | 116,002,000 | 109,084,000 |
| Equity capital | 30,875,000 | 32,868,000 | 33,592,000 | 34,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,582,000 | 9,782,000 | 13,106,000 |
| Interest expense | 350,000 | 710,000 | 1,002,000 | 1,256,000 |
| Net interest income | 2,775,000 | 5,872,000 | 8,780,000 | 11,850,000 |
| Noninterest income | 334,000 | 615,000 | 904,000 | 1,192,000 |
| Noninterest expense | 1,776,000 | 3,482,000 | 5,295,000 | 7,248,000 |
| Provision for loan losses | 0 | 333,000 | 333,000 | 333,000 |
| Pretax income | 1,338,000 | 2,630,000 | 4,014,000 | 5,419,000 |
| Income tax | 318,000 | 619,000 | 971,000 | 1,290,000 |
| Net income | 1,020,000 | 2,011,000 | 3,043,000 | 4,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,878,000 | 31,421,000 | 32,005,000 | 32,644,000 |
| Total capital | 33,529,000 | 34,421,000 | 35,064,000 | 35,697,000 |
| Risk-weighted assets | 212,001,000 | 239,933,000 | 244,754,000 | 244,244,000 |