Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 264,414,000 | 267,913,000 | 277,665,000 | 278,489,000 |
| Total loans | 222,502,000 | 225,267,000 | 219,488,000 | 219,892,000 |
| Allowance for loan losses | 2,766,000 | 2,758,000 | 2,760,000 | 2,766,000 |
| Securities available for sale | 23,409,000 | 23,491,000 | 26,527,000 | 25,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,892,000 | 220,640,000 | 229,533,000 | 230,275,000 |
| Interest-bearing deposits | 145,878,000 | 143,495,000 | 146,746,000 | 145,181,000 |
| Noninterest-bearing deposits | 74,014,000 | 77,145,000 | 82,787,000 | 85,094,000 |
| Equity capital | 28,729,000 | 29,923,000 | 30,806,000 | 31,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,093,000 | 6,313,000 | 9,540,000 | 12,747,000 |
| Interest expense | 331,000 | 689,000 | 1,047,000 | 1,409,000 |
| Net interest income | 2,762,000 | 5,624,000 | 8,493,000 | 11,338,000 |
| Noninterest income | 325,000 | 666,000 | 994,000 | 1,329,000 |
| Noninterest expense | 1,786,000 | 3,523,000 | 5,301,000 | 7,260,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,211,000 | 2,679,000 | 4,109,000 | 5,330,000 |
| Income tax | 280,000 | 623,000 | 959,000 | 1,238,000 |
| Net income | 931,000 | 2,056,000 | 3,150,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,494,000 | 29,219,000 | 29,913,000 | 30,455,000 |
| Total capital | 31,085,000 | 31,832,000 | 32,551,000 | 33,024,000 |
| Risk-weighted assets | 207,122,000 | 208,925,000 | 210,964,000 | 205,391,000 |