Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 252,077,000 | 260,304,000 | 254,226,000 | 265,388,000 |
| Total loans | 202,356,000 | 206,229,000 | 213,821,000 | 222,243,000 |
| Allowance for loan losses | 2,573,000 | 2,604,000 | 2,679,000 | 2,735,000 |
| Securities available for sale | 22,191,000 | 23,573,000 | 22,920,000 | 22,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,043,000 | 220,218,000 | 211,748,000 | 224,171,000 |
| Interest-bearing deposits | 138,074,000 | 145,371,000 | 137,926,000 | 146,670,000 |
| Noninterest-bearing deposits | 71,969,000 | 74,847,000 | 73,822,000 | 77,501,000 |
| Equity capital | 25,810,000 | 26,495,000 | 27,065,000 | 27,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,643,000 | 8,642,000 | 11,706,000 |
| Interest expense | 232,000 | 481,000 | 711,000 | 975,000 |
| Net interest income | 2,549,000 | 5,162,000 | 7,931,000 | 10,731,000 |
| Noninterest income | 300,000 | 654,000 | 981,000 | 1,311,000 |
| Noninterest expense | 1,527,000 | 3,137,000 | 4,731,000 | 6,604,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 225,000 |
| Pretax income | 1,322,000 | 2,604,000 | 4,031,000 | 5,213,000 |
| Income tax | 290,000 | 574,000 | 890,000 | 1,142,000 |
| Net income | 1,032,000 | 2,030,000 | 3,141,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,967,000 | 26,618,000 | 27,381,000 | 27,963,000 |
| Total capital | 28,300,000 | 28,988,000 | 29,816,000 | 30,503,000 |
| Risk-weighted assets | 186,437,000 | 189,375,000 | 194,596,000 | 203,054,000 |