Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 233,826,000 | 236,137,000 | 244,205,000 | 246,318,000 |
| Total loans | 196,072,000 | 196,037,000 | 197,295,000 | 199,513,000 |
| Allowance for loan losses | 2,749,000 | 2,670,000 | 2,672,000 | 2,672,000 |
| Securities available for sale | 25,271,000 | 24,883,000 | 24,449,000 | 21,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,004,000 | 198,403,000 | 200,759,000 | 205,002,000 |
| Interest-bearing deposits | 130,295,000 | 131,682,000 | 133,237,000 | 132,470,000 |
| Noninterest-bearing deposits | 65,709,000 | 66,721,000 | 67,522,000 | 72,532,000 |
| Equity capital | 23,858,000 | 24,710,000 | 25,223,000 | 25,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,144,000 | 7,819,000 | 10,567,000 |
| Interest expense | 201,000 | 408,000 | 622,000 | 858,000 |
| Net interest income | 2,322,000 | 4,736,000 | 7,197,000 | 9,709,000 |
| Noninterest income | 421,000 | 763,000 | 1,088,000 | 1,426,000 |
| Noninterest expense | 1,464,000 | 2,936,000 | 4,430,000 | 6,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,224,000 | 2,517,000 | 3,837,000 | 4,930,000 |
| Income tax | 462,000 | 944,000 | 1,429,000 | 1,985,000 |
| Net income | 762,000 | 1,573,000 | 2,408,000 | 2,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,036,000 | 24,535,000 | 25,058,000 | 25,283,000 |
| Total capital | 26,304,000 | 26,759,000 | 27,327,000 | 27,552,000 |
| Risk-weighted assets | 180,964,000 | 177,472,000 | 181,134,000 | 181,178,000 |