Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 219,923,000 | 226,452,000 | 230,078,000 | 229,316,000 |
| Total loans | 179,671,000 | 186,072,000 | 190,730,000 | 191,494,000 |
| Allowance for loan losses | 2,594,000 | 2,596,000 | 2,599,000 | 2,750,000 |
| Securities available for sale | 25,949,000 | 24,212,000 | 21,895,000 | 24,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,933,000 | 191,387,000 | 195,911,000 | 193,642,000 |
| Interest-bearing deposits | 127,742,000 | 136,994,000 | 139,467,000 | 134,542,000 |
| Noninterest-bearing deposits | 54,191,000 | 54,393,000 | 56,444,000 | 59,100,000 |
| Equity capital | 22,309,000 | 22,849,000 | 23,288,000 | 23,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,667,000 | 7,120,000 | 9,616,000 |
| Interest expense | 211,000 | 433,000 | 633,000 | 835,000 |
| Net interest income | 2,078,000 | 4,234,000 | 6,487,000 | 8,781,000 |
| Noninterest income | 268,000 | 579,000 | 995,000 | 1,322,000 |
| Noninterest expense | 1,338,000 | 2,768,000 | 4,270,000 | 5,679,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,008,000 | 2,045,000 | 3,212,000 | 4,324,000 |
| Income tax | 350,000 | 709,000 | 1,132,000 | 1,548,000 |
| Net income | 658,000 | 1,336,000 | 2,080,000 | 2,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,279,000 | 22,687,000 | 23,160,000 | 23,586,000 |
| Total capital | 24,261,000 | 24,764,000 | 25,202,000 | 25,753,000 |
| Risk-weighted assets | 157,967,000 | 165,628,000 | 162,811,000 | 172,759,000 |