Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 210,208,000 | 210,284,000 | 210,841,000 | 209,449,000 |
| Total loans | 143,245,000 | 149,514,000 | 158,937,000 | 161,795,000 |
| Allowance for loan losses | 2,296,000 | 2,373,000 | 2,374,000 | 2,385,000 |
| Securities available for sale | 54,091,000 | 48,789,000 | 38,773,000 | 34,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,334,000 | 172,090,000 | 172,279,000 | 171,410,000 |
| Interest-bearing deposits | 148,217,000 | 147,940,000 | 147,708,000 | 148,755,000 |
| Noninterest-bearing deposits | 24,117,000 | 24,150,000 | 24,571,000 | 22,655,000 |
| Equity capital | 18,474,000 | 17,969,000 | 18,064,000 | 18,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,352,000 | 6,649,000 | 8,869,000 |
| Interest expense | 405,000 | 808,000 | 1,185,000 | 1,522,000 |
| Net interest income | 1,765,000 | 3,544,000 | 5,464,000 | 7,347,000 |
| Noninterest income | 322,000 | 661,000 | 1,022,000 | 1,348,000 |
| Noninterest expense | 1,327,000 | 2,599,000 | 3,888,000 | 5,414,000 |
| Provision for loan losses | 125,000 | 185,000 | 245,000 | 245,000 |
| Pretax income | 638,000 | 1,428,000 | 2,321,000 | 3,013,000 |
| Income tax | 171,000 | 415,000 | 698,000 | 915,000 |
| Net income | 467,000 | 1,013,000 | 1,623,000 | 2,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,161,000 | 18,565,000 | 19,032,000 | 19,365,000 |
| Total capital | 19,792,000 | 20,245,000 | 20,798,000 | 21,130,000 |
| Risk-weighted assets | 129,819,000 | 133,669,000 | 140,688,000 | 140,586,000 |