Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,945,000 | 183,426,000 | 182,823,000 | 184,003,000 |
| Total loans | 124,903,000 | 125,265,000 | 124,799,000 | 126,640,000 |
| Allowance for loan losses | 1,999,000 | 2,137,000 | 2,264,000 | 2,346,000 |
| Securities available for sale | 33,504,000 | 43,777,000 | 44,188,000 | 45,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,542,000 | 150,399,000 | 149,755,000 | 153,309,000 |
| Interest-bearing deposits | 126,763,000 | 129,434,000 | 131,184,000 | 135,733,000 |
| Noninterest-bearing deposits | 17,779,000 | 20,965,000 | 18,571,000 | 17,576,000 |
| Equity capital | 16,051,000 | 16,397,000 | 16,868,000 | 16,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,260,000 | 4,521,000 | 6,774,000 | 9,012,000 |
| Interest expense | 523,000 | 1,051,000 | 1,568,000 | 2,055,000 |
| Net interest income | 1,737,000 | 3,470,000 | 5,206,000 | 6,957,000 |
| Noninterest income | 347,000 | 608,000 | 1,006,000 | 1,370,000 |
| Noninterest expense | 1,495,000 | 2,964,000 | 4,408,000 | 6,302,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 364,000 | 666,000 | 1,144,000 | 1,161,000 |
| Income tax | 92,000 | 159,000 | 293,000 | 212,000 |
| Net income | 272,000 | 507,000 | 851,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,725,000 | 15,912,000 | 16,208,000 | 16,306,000 |
| Total capital | 17,104,000 | 17,361,000 | 17,662,000 | 17,785,000 |
| Risk-weighted assets | 109,670,000 | 115,257,000 | 115,508,000 | 117,453,000 |