Call reports 2025
COWBOY BANK OF TEXAS, THE — 2025
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 114,177,000 | 106,890,000 | 108,107,000 | 110,930,000 |
| Total loans | 70,570,000 | 67,667,000 | 67,269,000 | 66,982,000 |
| Allowance for loan losses | 803,000 | 803,000 | 800,000 | 645,000 |
| Securities available for sale | 15,127,000 | 14,504,000 | 14,725,000 | 14,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,641,000 | 87,559,000 | 88,046,000 | 90,455,000 |
| Interest-bearing deposits | 68,256,000 | 64,107,000 | 63,410,000 | 65,144,000 |
| Noninterest-bearing deposits | 27,385,000 | 23,452,000 | 24,636,000 | 25,311,000 |
| Equity capital | 16,597,000 | 17,348,000 | 18,043,000 | 18,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,809,000 | 3,588,000 | 5,372,000 | 7,117,000 |
| Interest expense | 478,000 | 948,000 | 1,414,000 | 1,861,000 |
| Net interest income | 1,331,000 | 2,640,000 | 3,958,000 | 5,256,000 |
| Noninterest income | 182,000 | 388,000 | 663,000 | 835,000 |
| Noninterest expense | 648,000 | 1,349,000 | 2,102,000 | 2,916,000 |
| Provision for loan losses | -125,000 | -123,000 | -123,000 | -124,000 |
| Pretax income | 865,000 | 1,677,000 | 2,517,000 | 3,174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 1,677,000 | 2,517,000 | 3,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,234,000 | 17,675,000 | 18,271,000 | 18,686,000 |