Call reports 2024
COWBOY BANK OF TEXAS, THE — 2024
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 103,415,000 | 101,177,000 | 107,328,000 | 107,616,000 |
| Total loans | 65,734,000 | 70,558,000 | 73,796,000 | 72,019,000 |
| Allowance for loan losses | 512,000 | 521,000 | 535,000 | 927,000 |
| Securities available for sale | 17,063,000 | 15,565,000 | 15,293,000 | 14,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,789,000 | 81,957,000 | 87,122,000 | 87,572,000 |
| Interest-bearing deposits | 59,624,000 | 58,286,000 | 62,021,000 | 64,155,000 |
| Noninterest-bearing deposits | 25,165,000 | 23,671,000 | 25,101,000 | 23,417,000 |
| Equity capital | 15,295,000 | 15,843,000 | 16,826,000 | 16,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,339,000 | 5,133,000 | 6,971,000 |
| Interest expense | 374,000 | 763,000 | 1,172,000 | 1,647,000 |
| Net interest income | 1,292,000 | 2,576,000 | 3,961,000 | 5,324,000 |
| Noninterest income | 223,000 | 420,000 | 592,000 | 858,000 |
| Noninterest expense | 641,000 | 1,307,000 | 1,942,000 | 2,732,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 426,000 |
| Pretax income | 865,000 | 1,671,000 | 2,578,000 | 3,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 1,671,000 | 2,578,000 | 3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,831,000 | 16,392,000 | 17,060,000 | 17,234,000 |