Call reports 2023
COWBOY BANK OF TEXAS, THE — 2023
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 109,051,000 | 102,936,000 | 102,166,000 | 104,017,000 |
| Total loans | 65,812,000 | 64,054,000 | 63,995,000 | 66,659,000 |
| Allowance for loan losses | 525,000 | 526,000 | 538,000 | 511,000 |
| Securities available for sale | 11,813,000 | 14,617,000 | 14,433,000 | 14,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,000 | 0 | 0 |
| Total deposits | 92,213,000 | 85,539,000 | 84,285,000 | 85,254,000 |
| Interest-bearing deposits | 60,225,000 | 57,690,000 | 58,214,000 | 58,977,000 |
| Noninterest-bearing deposits | 31,988,000 | 27,849,000 | 26,071,000 | 26,277,000 |
| Equity capital | 13,662,000 | 14,155,000 | 14,582,000 | 15,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,976,000 | 4,592,000 | 6,289,000 |
| Interest expense | 211,000 | 438,000 | 719,000 | 1,062,000 |
| Net interest income | 1,275,000 | 2,538,000 | 3,873,000 | 5,227,000 |
| Noninterest income | 236,000 | 465,000 | 684,000 | 883,000 |
| Noninterest expense | 641,000 | 1,299,000 | 1,943,000 | 2,735,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 45,000 |
| Pretax income | 870,000 | 1,704,000 | 2,611,000 | 3,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 870,000 | 1,704,000 | 2,611,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,164,000 | 14,742,000 | 15,401,000 | 15,863,000 |
| Total capital | — | 15,269,000 | — | — |
| Risk-weighted assets | — | 65,196,000 | — | — |