Call reports 2022
COWBOY BANK OF TEXAS, THE — 2022
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 120,745,000 | 118,369,000 | 117,556,000 | 119,592,000 |
| Total loans | 75,399,000 | 72,290,000 | 62,921,000 | 67,678,000 |
| Allowance for loan losses | 551,000 | 551,000 | 548,000 | 516,000 |
| Securities available for sale | 5,200,000 | 5,828,000 | 7,877,000 | 7,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,189,000 | 102,407,000 | 101,176,000 | 102,589,000 |
| Interest-bearing deposits | 75,685,000 | 73,195,000 | 69,862,000 | 63,340,000 |
| Noninterest-bearing deposits | 29,504,000 | 29,212,000 | 31,314,000 | 39,249,000 |
| Equity capital | 12,423,000 | 12,766,000 | 13,168,000 | 13,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,285,000 | 3,572,000 | 5,013,000 |
| Interest expense | 94,000 | 210,000 | 358,000 | 544,000 |
| Net interest income | 1,062,000 | 2,075,000 | 3,214,000 | 4,469,000 |
| Noninterest income | 357,000 | 728,000 | 1,115,000 | 1,329,000 |
| Noninterest expense | 684,000 | 1,375,000 | 2,030,000 | 2,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 735,000 | 1,428,000 | 2,299,000 | 3,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,428,000 | 2,299,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,710,000 | 13,188,000 | 13,863,000 | 14,381,000 |
| Total capital | 13,261,000 | 13,739,000 | 14,411,000 | 14,897,000 |
| Risk-weighted assets | 91,554,000 | 78,956,000 | 72,458,000 | 77,268,000 |