Call reports 2020
COWBOY BANK OF TEXAS, THE — 2020
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 92,155,000 | 94,453,000 | 96,442,000 | 100,213,000 |
| Total loans | 60,478,000 | 62,250,000 | 66,024,000 | 65,679,000 |
| Allowance for loan losses | 510,000 | 513,000 | 510,000 | 546,000 |
| Securities available for sale | 14,059,000 | 14,149,000 | 11,707,000 | 10,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,909,000 | 80,774,000 | 82,309,000 | 85,822,000 |
| Interest-bearing deposits | 58,510,000 | 60,024,000 | 61,119,000 | 63,854,000 |
| Noninterest-bearing deposits | 20,399,000 | 20,750,000 | 21,190,000 | 21,968,000 |
| Equity capital | 10,092,000 | 10,506,000 | 10,921,000 | 11,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,115,000 | 3,200,000 | 4,318,000 |
| Interest expense | 236,000 | 424,000 | 585,000 | 733,000 |
| Net interest income | 825,000 | 1,691,000 | 2,615,000 | 3,585,000 |
| Noninterest income | 299,000 | 624,000 | 950,000 | 1,274,000 |
| Noninterest expense | 632,000 | 1,244,000 | 1,867,000 | 2,594,000 |
| Provision for loan losses | 6,000 | 8,000 | 8,000 | 43,000 |
| Pretax income | 486,000 | 1,063,000 | 1,690,000 | 2,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 1,063,000 | 1,690,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,818,000 | 10,254,000 | 10,699,000 | 11,051,000 |
| Total capital | — | — | 11,209,000 | — |
| Risk-weighted assets | — | — | 64,975,000 | — |