Call reports 2018
COWBOY BANK OF TEXAS, THE — 2018
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,471,000 | 78,871,000 | 79,301,000 | 81,937,000 |
| Total loans | 59,261,000 | 62,933,000 | 63,888,000 | 58,776,000 |
| Allowance for loan losses | 482,000 | 489,000 | 488,000 | 487,000 |
| Securities available for sale | 14,218,000 | 13,998,000 | 13,391,000 | 13,400,000 |
| Securities held to maturity | 2,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,795,000 | 69,175,000 | 70,477,000 | 70,257,000 |
| Interest-bearing deposits | 52,577,000 | 49,838,000 | 51,672,000 | 51,620,000 |
| Noninterest-bearing deposits | 22,218,000 | 19,337,000 | 18,805,000 | 18,637,000 |
| Equity capital | 7,574,000 | 7,858,000 | 8,131,000 | 8,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,904,000 | 2,897,000 | 3,886,000 |
| Interest expense | 134,000 | 269,000 | 429,000 | 621,000 |
| Net interest income | 815,000 | 1,635,000 | 2,468,000 | 3,265,000 |
| Noninterest income | 201,000 | 404,000 | 638,000 | 871,000 |
| Noninterest expense | 576,000 | 1,160,000 | 1,759,000 | 2,342,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 434,000 | 867,000 | 1,335,000 | 1,775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 434,000 | 867,000 | 1,335,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,907,000 | 8,216,000 | 8,556,000 | 8,861,000 |
| Total capital | 8,389,000 | 8,705,000 | 9,044,000 | 9,348,000 |
| Risk-weighted assets | 56,680,000 | 55,751,000 | 52,478,000 | 51,851,000 |