Call reports 2017
COWBOY BANK OF TEXAS, THE — 2017
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,956,000 | 80,300,000 | 82,911,000 | 82,850,000 |
| Total loans | 54,356,000 | 56,924,000 | 57,039,000 | 61,349,000 |
| Allowance for loan losses | 487,000 | 492,000 | 479,000 | 479,000 |
| Securities available for sale | 12,209,000 | 14,119,000 | 13,927,000 | 13,558,000 |
| Securities held to maturity | 8,000 | 6,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,763,000 | 72,684,000 | 75,051,000 | 74,830,000 |
| Interest-bearing deposits | 55,625,000 | 54,712,000 | 55,419,000 | 53,784,000 |
| Noninterest-bearing deposits | 18,138,000 | 17,972,000 | 19,632,000 | 21,046,000 |
| Equity capital | 7,116,000 | 7,532,000 | 7,763,000 | 7,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,843,000 | 2,751,000 | 3,690,000 |
| Interest expense | 112,000 | 235,000 | 361,000 | 490,000 |
| Net interest income | 781,000 | 1,608,000 | 2,390,000 | 3,200,000 |
| Noninterest income | 204,000 | 444,000 | 632,000 | 843,000 |
| Noninterest expense | 598,000 | 1,168,000 | 1,742,000 | 2,311,000 |
| Provision for loan losses | 6,000 | 12,000 | 2,000 | 3,000 |
| Pretax income | 381,000 | 872,000 | 1,278,000 | 1,729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 872,000 | 1,278,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,204,000 | 7,562,000 | 7,794,000 | 8,105,000 |
| Total capital | 7,691,000 | 8,054,000 | 8,273,000 | 8,583,000 |
| Risk-weighted assets | 51,079,000 | 55,121,000 | 54,984,000 | 58,634,000 |