Call reports 2016
COWBOY BANK OF TEXAS, THE — 2016
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,078,000 | 72,542,000 | 78,350,000 | 76,889,000 |
| Total loans | 50,480,000 | 55,390,000 | 56,796,000 | 54,983,000 |
| Allowance for loan losses | 467,000 | 469,000 | 473,000 | 480,000 |
| Securities available for sale | 9,235,000 | 11,040,000 | 10,796,000 | 10,335,000 |
| Securities held to maturity | 13,000 | 12,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,372,000 | 65,442,000 | 70,907,000 | 69,480,000 |
| Interest-bearing deposits | 48,837,000 | 51,012,000 | 54,016,000 | 52,952,000 |
| Noninterest-bearing deposits | 14,535,000 | 14,430,000 | 16,891,000 | 16,528,000 |
| Equity capital | 6,640,000 | 6,987,000 | 7,328,000 | 7,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,678,000 | 2,586,000 | 3,468,000 |
| Interest expense | 97,000 | 198,000 | 312,000 | 413,000 |
| Net interest income | 743,000 | 1,480,000 | 2,274,000 | 3,055,000 |
| Noninterest income | 176,000 | 390,000 | 643,000 | 839,000 |
| Noninterest expense | 556,000 | 1,101,000 | 1,646,000 | 2,178,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 20,000 |
| Pretax income | 361,000 | 764,000 | 1,263,000 | 1,696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 764,000 | 1,263,000 | 1,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,537,000 | 6,831,000 | 7,187,000 | 7,447,000 |
| Total capital | 7,004,000 | 7,300,000 | 7,660,000 | 7,927,000 |
| Risk-weighted assets | 44,965,000 | 49,652,000 | 51,511,000 | 50,027,000 |