Call reports 2014
COWBOY BANK OF TEXAS, THE — 2014
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 56,907,000 | 57,376,000 | 58,718,000 | 60,309,000 |
| Total loans | 38,822,000 | 37,976,000 | 38,313,000 | 40,795,000 |
| Allowance for loan losses | 441,000 | 442,000 | 439,000 | 437,000 |
| Securities available for sale | 11,551,000 | 11,422,000 | 11,171,000 | 11,005,000 |
| Securities held to maturity | 23,000 | 22,000 | 21,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,469,000 | 51,557,000 | 52,613,000 | 53,989,000 |
| Interest-bearing deposits | 41,524,000 | 40,787,000 | 40,354,000 | 42,296,000 |
| Noninterest-bearing deposits | 9,945,000 | 10,770,000 | 12,259,000 | 11,693,000 |
| Equity capital | 5,368,000 | 5,714,000 | 5,974,000 | 6,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,451,000 | 2,188,000 | 2,934,000 |
| Interest expense | 71,000 | 145,000 | 220,000 | 294,000 |
| Net interest income | 654,000 | 1,306,000 | 1,968,000 | 2,640,000 |
| Noninterest income | 141,000 | 317,000 | 512,000 | 667,000 |
| Noninterest expense | 420,000 | 901,000 | 1,371,000 | 1,842,000 |
| Provision for loan losses | 5,000 | 15,000 | 20,000 | 20,000 |
| Pretax income | 370,000 | 707,000 | 1,089,000 | 1,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 707,000 | 1,089,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,494,000 | 5,704,000 | 5,974,000 | 6,194,000 |
| Total capital | 5,915,000 | 6,106,000 | 6,390,000 | 6,631,000 |
| Risk-weighted assets | 33,693,000 | 32,080,000 | 33,201,000 | 35,221,000 |