Call reports 2012
COWBOY BANK OF TEXAS, THE — 2012
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,797,000 | 56,560,000 | 55,209,000 | 55,897,000 |
| Total loans | 32,454,000 | 34,235,000 | 34,196,000 | 33,513,000 |
| Allowance for loan losses | 357,000 | 375,000 | 368,000 | 368,000 |
| Securities available for sale | 10,155,000 | 11,842,000 | 12,331,000 | 11,939,000 |
| Securities held to maturity | 34,000 | 32,000 | 31,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,159,000 | 51,651,000 | 49,924,000 | 50,532,000 |
| Interest-bearing deposits | 40,248,000 | 42,618,000 | 39,875,000 | 41,315,000 |
| Noninterest-bearing deposits | 7,911,000 | 9,033,000 | 10,049,000 | 9,217,000 |
| Equity capital | 4,584,000 | 4,845,000 | 5,211,000 | 5,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,446,000 | 2,200,000 | 2,914,000 |
| Interest expense | 103,000 | 206,000 | 300,000 | 391,000 |
| Net interest income | 631,000 | 1,240,000 | 1,900,000 | 2,523,000 |
| Noninterest income | 136,000 | 282,000 | 485,000 | 664,000 |
| Noninterest expense | 457,000 | 902,000 | 1,348,000 | 1,823,000 |
| Provision for loan losses | 25,000 | 45,000 | 55,000 | 95,000 |
| Pretax income | 285,000 | 575,000 | 982,000 | 1,292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 575,000 | 982,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,324,000 | 4,515,000 | 4,829,000 | 4,988,000 |
| Total capital | 4,681,000 | 4,890,000 | 5,197,000 | 5,356,000 |
| Risk-weighted assets | 30,300,000 | 32,038,000 | 32,153,000 | 31,456,000 |