Call reports 2011
COWBOY BANK OF TEXAS, THE — 2011
What COWBOY BANK OF TEXAS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,689,000 | 45,467,000 | 48,391,000 | 50,975,000 |
| Total loans | 27,925,000 | 29,493,000 | 30,430,000 | 30,954,000 |
| Allowance for loan losses | 347,000 | 311,000 | 306,000 | 334,000 |
| Securities available for sale | 9,534,000 | 9,190,000 | 8,726,000 | 7,409,000 |
| Securities held to maturity | 39,000 | 38,000 | 36,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,465,000 | 40,961,000 | 43,641,000 | 46,141,000 |
| Interest-bearing deposits | 33,525,000 | 33,686,000 | 36,235,000 | 38,417,000 |
| Noninterest-bearing deposits | 6,940,000 | 7,275,000 | 7,406,000 | 7,724,000 |
| Equity capital | 4,160,000 | 4,430,000 | 4,657,000 | 4,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,331,000 | 2,035,000 | 2,733,000 |
| Interest expense | 95,000 | 191,000 | 285,000 | 392,000 |
| Net interest income | 560,000 | 1,140,000 | 1,750,000 | 2,341,000 |
| Noninterest income | 124,000 | 253,000 | 402,000 | 561,000 |
| Noninterest expense | 432,000 | 854,000 | 1,278,000 | 1,709,000 |
| Provision for loan losses | 10,000 | 18,000 | 36,000 | 81,000 |
| Pretax income | 242,000 | 521,000 | 838,000 | 1,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 521,000 | 838,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,904,000 | 4,091,000 | 4,295,000 | 4,445,000 |
| Total capital | 4,205,000 | 4,402,000 | 4,601,000 | 4,779,000 |
| Risk-weighted assets | 24,027,000 | 26,476,000 | 27,686,000 | 28,317,000 |