Call reports 2026
FARMERS & MERCHANTS BANK — 2026
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 98,772,000 | 98,284,000 |
| Total loans | 4,932,000 | 5,327,000 |
| Allowance for loan losses | 179,000 | 187,000 |
| Securities available for sale | 81,456,000 | 81,846,000 |
| Securities held to maturity | 613,000 | 613,000 |
| Trading assets | 0 | 0 |
| Total deposits | 87,224,000 | 86,474,000 |
| Interest-bearing deposits | 66,558,000 | 66,503,000 |
| Noninterest-bearing deposits | 20,666,000 | 19,971,000 |
| Equity capital | 11,084,000 | 11,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 818,000 | 1,659,000 |
| Interest expense | 441,000 | 889,000 |
| Net interest income | 377,000 | 770,000 |
| Noninterest income | 41,000 | 40,000 |
| Noninterest expense | 242,000 | 565,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 177,000 | 246,000 |
| Income tax | 15,000 | -44,000 |
| Net income | 162,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,950,000 | 18,078,000 |
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