Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,319,000 | 80,439,000 | 79,738,000 | 80,762,000 |
| Total loans | 7,851,000 | 8,071,000 | 8,269,000 | 7,268,000 |
| Allowance for loan losses | 235,000 | 223,000 | 225,000 | 223,000 |
| Securities available for sale | 62,745,000 | 65,047,000 | 65,145,000 | 65,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,232,000 | 61,415,000 | 60,776,000 | 64,571,000 |
| Interest-bearing deposits | 46,533,000 | 46,958,000 | 47,236,000 | 47,650,000 |
| Noninterest-bearing deposits | 13,699,000 | 14,457,000 | 13,540,000 | 16,921,000 |
| Equity capital | 17,353,000 | 18,119,000 | 18,173,000 | 16,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,275,000 | 1,911,000 | 2,545,000 |
| Interest expense | 131,000 | 266,000 | 402,000 | 540,000 |
| Net interest income | 513,000 | 1,009,000 | 1,509,000 | 2,005,000 |
| Noninterest income | 74,000 | 114,000 | 152,000 | 223,000 |
| Noninterest expense | 211,000 | 388,000 | 584,000 | 1,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 504,000 | 874,000 | 1,219,000 | 1,067,000 |
| Income tax | 24,000 | 38,000 | 51,000 | 65,000 |
| Net income | 480,000 | 836,000 | 1,168,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,552,000 | 16,908,000 | 17,240,000 | 16,873,000 |
| Total capital | 16,787,000 | 17,131,000 | 17,465,000 | 17,096,000 |
| Risk-weighted assets | 36,733,000 | 38,174,000 | 39,168,000 | 39,634,000 |