Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 75,967,000 | 75,477,000 | 77,368,000 | 77,530,000 |
| Total loans | 8,526,000 | 8,843,000 | 9,423,000 | 8,275,000 |
| Allowance for loan losses | 275,000 | 223,000 | 227,000 | 232,000 |
| Securities available for sale | 61,684,000 | 60,461,000 | 62,424,000 | 63,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,890,000 | 59,229,000 | 59,962,000 | 60,050,000 |
| Interest-bearing deposits | 47,132,000 | 46,001,000 | 45,980,000 | 46,137,000 |
| Noninterest-bearing deposits | 11,758,000 | 13,228,000 | 13,982,000 | 13,913,000 |
| Equity capital | 16,426,000 | 15,993,000 | 16,882,000 | 16,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,282,000 | 1,934,000 | 2,575,000 |
| Interest expense | 122,000 | 248,000 | 379,000 | 507,000 |
| Net interest income | 526,000 | 1,034,000 | 1,555,000 | 2,068,000 |
| Noninterest income | 197,000 | 253,000 | 306,000 | 389,000 |
| Noninterest expense | 207,000 | 409,000 | 616,000 | 1,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 526,000 | 896,000 | 1,264,000 | 1,103,000 |
| Income tax | 25,000 | 39,000 | 52,000 | 77,000 |
| Net income | 501,000 | 857,000 | 1,212,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,563,000 | 15,787,000 | 16,190,000 | 15,804,000 |
| Total capital | 15,838,000 | 16,010,000 | 16,417,000 | 16,036,000 |
| Risk-weighted assets | 36,126,000 | 36,546,000 | 37,789,000 | 37,413,000 |